Increase existing cover without medical underwriting

Life, terminal illness, TPD, Severe Trauma and Trauma Cover

Special events increase benefit

You may apply to increase the sum insured provided under Life, Terminal illness, TPD, Severe trauma and Trauma Cover without further assessment of health by an issurance company if the life assured undergoes any of the following special events.

  • Marriage or Civil Union
  • Divorce or Legal Separation
  • Taking on full care (first time)
  • Birth or adoption of a child
  • Increasing existing residential mortgage
  • Purchasing a new home
  • Purchasing a residential investment property
  • Purchase a residential zoned based land (section)
  • Commencement of a first course or full time tertiary education by a dependent child
  • Death or terminal illness of a spouse or partner
  • Every 5th policy anniversary
  • Increase in salary (5 times the annual increase)

Certain conditions apply.

New Zealand insurance companies have some of the most innovated and flexible insurance products in the world. A number of these products can be adapted to our ever changing financial world for a full advice assurance audit on your existing insurances, please call 0800-865-855.


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