Adviser Pulse

Navigating Financial Insights, One Beat at a Time

June 2024 Edition 

Welcome to our monthly blog! As your financial adviser, I understand that your wellbeing is just as important as your financial health. Today, I want to explore how your risk insurance plans can support your overall wellbeing, offering more than just financial protection.

Understanding Risk Insurance

Risk insurance is designed to protect you and your loved ones from financial hardship in the event of unforeseen circumstances such as illness, injury, or death. But did you know that many risk insurance plans also offer additional benefits aimed at enhancing your wellbeing?

Health and Wellness Programs

Many insurance providers offer health and wellness programs as part of their risk insurance plans. These programs can include:

  • Fitness Discounts: Discounts on gym memberships, fitness classes, and wellness apps

  • Health Screenings: Access to regular health check-ups and screenings to catch potential issues early

  • Nutritional Guidance: Consultations with dietitians or nutritionists to help you maintain a healthy diet

Mental Health Support

Mental health is a crucial component of overall wellbeing. Some risk insurance plans provide counselling services and access to psychologists.

Preventative Care

Preventative care can help you stay healthy and avoid serious health issues. Look for plans that offer:

  • Wellness Incentives

  • Rewards for participating in health assessments or wellness challenges

Additional Perks

Depending on your provider, you might also find unique benefits such as:

  • Expert medical opinions

  • Second Opinion GP service

  • Women’s health

  • Cancer support services


Your risk insurance plan is more than just a safety net; it’s a tool to help you live a healthier, happier life. By taking advantage of the wellbeing benefits available, you can improve your physical, mental, and financial health.

Read your insurers newsletters to find out if you have access to free wellbeing plans. 

AIA Vitality Program
AIA Vitality - Health & Wellbeing Programme | AIA NZ

Asteron Life Connected Care
Asteron Life Connected Care | Asteron Life

NIB Health Management Programmes
nib Health Management Programmes | nib nz


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